Helping Individuals & Communities Invest in Our Common Future


The Initiative for Local Capital is an innovation lab that promotes economic justice for all.

Our mission is to create democratic investment opportunities, educational tools and resources, and inclusive networks that support all members of a community to invest where their hearts and homes are.


The Challenge

Access to capital is a challenge, especially for women, people of color, and rural communities.

  • Less than 3% of venture capital goes to women entrepreneurs

  • Less than 1% to black entrepreneurs


Crowdfunding platforms and peer-to-peer lending networks offer new opportunities but barriers remain.

  • Lack of democratically structured local investment opportunities

  • Lack of appropriate and accessible financial education


Our Solution

Learn How to Invest Local

As more Americans engage in place-based savings and investments, it will encourage entrepreneurship among people who might otherwise struggle or even abandon a business plan because they don’t have access to start-up or growth capital. Increased local investment will foster resilient, regenerative communities and economic justice for all.


How you can help



Donate to our efforts to create an educated and motivated community of local investors.


Identify/make introductions to individuals or groups who could benefit from Local Cap’s programs and resources.